Jibz Network

Pro Tips for a Job interview

Before attending any job interview, it is very important to research about the industry, the background of the company and the role. This is because, in many instances, the interviewing panel wants to be sure you are aware of the current market trends and events within the industry.

It might be very difficult to have a good interview in a company you know almost nothing about. You might not have all the details about the company besides what you find on the internet, word of mouth from employees or former employees, but you should be aware of the role you’re being interviewed for and what your responsibilities will be.

Do your homework about questions to expect

Based on the role you are interviewing for, you need to prepare ahead for likely questions. These are some very popular interview questions:

Tell me about yourself
Why are you leaving your current jobless why are you currently unemployed?
Do you have any additional qualifications or skills that set you apart from the crowd?
Why should we give you this job?
How will you handle difference of opinion in a team?
Where do you see yourself in 5 years?
Tell us about a time when you had to be flexible/adaptable?
What interests you the most about this role?
What is the future of this industry in 10 years?
How do you manage stressful situations?

These interview questions asked are to identify:

Your ability to think creatively
Your ability to solve problems
Ability to make bold decisions
Communication skills
Presentation and report skills (in some instances)
If you can fit in

Be on time

Punctuality really matters and might turn off your interviewer or interviewing panel. So, don’t be late. Be on time, and ready to go.

Dress professionally

You never get a second chance to make a good first impression. It takes many recruiters only a minute to decide if they will hire you even before the interview has started by merely just looking at you.So it’s very important you dress appropriately.

Show passion and enthusiasm

Demonstrate passion, enthusiasm and positivity all through the interview.Try not to be in anyway seen as uninterested or bored during the interview as this might piss off the interview panel. Be energetic and sell yourself, especially when talking about your past achievements.

Have your pen, paper and a copy of your CV in front of you

Inform your interviewer or the interviewing panel that you will be taking notes during the interview. You need to do this, so they don’t feel you are distracted or looking away.

Draft questions for the interviewer

Never end an interview without asking questions. It improves your chances of getting the job. You can ask questions about training and development opportunities available to you if employed, questions about the culture of the organisation and your remuneration (if this discussion is yet to be had).

Brand

What is a brand?

A brand is a name, symbol, sign or design that identifies a product or service and differentiates it from its competitors. Even more important than the name or the logo is the promise that a brand has attached to it. A brand signifies the expectations and experiences a customer will derive from a good.

What makes a successful brand?

A strong brand meets and exceeds customer expectations. The way to do that is through delivering on the promise that the brand makes to customers. Warby Parker is one of the largest eyewear brand in the United States, and they built their brand on designing designer eyewear at affordable prices whilst also being a leader in socially conscious entrepreneurship. This is the bare minimum that a customer must expect from them. Their glasses retail for less than most high-end designers such as Chanel and Bvlgari, but they deliver on having comparable quality. With each purchase of glasses you make, they donate a pair of glasses to organizations who support people with visual impairment. They deliver on their brand promise. In a similar way House of Tara, a Nigerian make-up brand and studio, consistently delivers on its brand with an array of makeup products specifically designed for the African woman and the use of carefully curated images that redefine the essence of the African woman’s beauty, across their social media platforms. House of Tara takes pride in the fact that its brand caters to the African woman and offers products that suit a range of African skin tones from fair to deep dark.

Building a brand

Building a brand has to be very strategic. It is how you are presenting your enterprise and values to the world. A brand signifies quality, barriers to entry and creates a competitive advantage. What consumers perceive when they think of your brand highly influences their decision to patronize you so this is something that shouldnât be taken lightly. The focus shouldn’t necessarily be on the aesthetics, fonts and images you wish to use but instead on the values, emotions and experiences you want to evoke in your target audience. That will influence all other decisions.

More than anything, a brand must remain consistent. From the customers interaction with a member of staff of your organization to the packaging of the products. They all must reflect your core values. An example of this is with the popular Nigerian hair company, The Mohini Experience, whose customer service, products and packaging exude luxury and the ultimate beauty experience that its customers seek with every purchase.

Don’t try to mimic the look of other brands and especially competitors. Branding is how you should stand out from the crowd so be bold, daring and innovative!

Start thinking of how to make money everyday

Someone just posted this… It made sense to me … I hope it does to you too🤔

“One thing I learnt from my parent is hard work and smart work. One day mum told us ,we shouldn’t go to bed unless we’ve made money. At first I didn’t fully understand it. But then I realised that the moment you wake up each day, you are spending money.
Think about it. The moment you get out of bed, wash your face NWSC is counting their meters, brush your teeth and *Oral B* or closeup will be earning on you, Charge your phone *PHCN* will be reading their meter, move from your home to city centres taxis will be collecting their share, you check your *WhatsApp*, and other social media and telecommunication companies will be making money!
So before you get out of the house you have already paid all these companies something. You have already spent money. Let me not even talk about the rest of the day.
So if you are going to bed without making money, how are you footing all these bills??.

*Food for thought*

Do something about your life somebody. Start thinking about how to make money everyday. Start with a small targeted amount and grow as you go. Even to say I want to do something that gives me #1000 a day. Its better than going to bed without making even a kobo.
Let’s Put our faith into action, take risks and start something!

*SALARY* alone can not solve your money problems. You need Secondary Source of income to balance.
*SALARY* is the *MEDICINE* for managing *POVERTY*, it doesn’t *CURE* it. Only your *BUSINESS* or *INVESTMENT* Cure Poverty
Be Financially Intelligent… Have a *Plan B*. Be inspired”

5 Dangerous Mindsets That Can Hurt You On The Long Run

Jamzig writes;

The human mind is powerful. What you think sets the boundary of how far you can go in any sphere of life. It is impossible to outdo your mind. An understanding of this fact is what prompted Henry Ford to say, “If you think you can do it or you think you can’t do it, you are right.” This further buttresses the fact that your mind plays a vital role in how successful you can be.
However, there are some dangerous mindsets that you should do away with. The reason is that these mindsets can cage you and prevent you from becoming all you have set out to become. The results of such mindsets may not be apparent now, but they will be in future. Your mindset can either make you or mar you. Here are five mindsets that you should discard, especially if you have an interest in business.
1. Somebody-owes-me-help mentality: Some people believe that it is the responsibility of others to help them. Due to this mindset, they cease to take control of their lives and wait for the assistance. The problem is that they get disappointed too many times. You cannot afford to place the key to your life’s success and fulfillment in the hands of others. If you will face the fact, nobody owes you anything. No law says a relation must help you or a friend must repay your good deeds. There is no law – especially in Nigeria – that says the government must provide you with a job. You need to realize that you are 100% responsible for the outcome of your life. The earlier you sit up and take charge of your life, the brighter your future will become.
2. Some-people-are-not-wired-for-business mindset:Business is basically about buying and selling. And everybody engages in this trade. For instance, if you have a job, you are selling your skills. Your employer is the buyer, and he pays you for the skills you deploy to the job. This cancels the notion that some people cannot run a business. Even if you have a job, it is advisable that you have a side business that will bring you extra cash. Moreover, the business you start can be your biggest job security in today’s world. It can keep you afloat even when your regular job goes wrong.
3. It-doesn’t-work-as-they-say-it-does mindset: Most times, pessimism has no concrete reasons. It is the habit of discrediting and discarding something even before you try it out. Many opportunities that will come your way in life will often seem too good to be true. A wise person does not ignore them because they do not conform to what he has always known. Besides, what most people refer to as their gut feeling is nothing but fear. People fear what they do not fully understand. Rather than throw some ideas to the trash can, you can choose to try it out. Some opportunities that seem too good to be true are real and can be stepping stones for you to higher grounds.
4. I-don’t-need-information-to-succeed mindset:People who have this mindset often dislike reading. Unfortunately, information is the livewire of the 21st century. You cannot become relevant in today’s world if you do not keep yourself updated. And some of the most valuable information you will have will come at a premium. Successful people have realized this, and this is why they don’t hesitate to pay handsomely for a good book or seminar. You just don’t need any kind of information to succeed in business; you need tested, proven, and accurate information to succeed.
5. I-don’t-need-a-coach mindset: Our generation resents mentorship. Most young people think youthful strength is a substitute for experience, but it is not. Isaac Newton, the renowned physicist, said, “If I have seen further than others, it is by standing on the shoulders of giants.” Having a mentor can help you get in a day what it took your mentor months and years to understand. By so doing, you will experience speed and success in any path that you have taken.
In summary, mindsets have consequences. They also have rewards. No mindset is without a future effect. You are the owner of your mind. This means you can effect changes in your mind that you deem necessary. Make the changes today and then watch your future blossom.
Source: AffiliateJagaban

General Mistakes we make about money

#Money Mistake 1: Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.
#Money Mistake 2:

Never spend money you haven’t received. Don’t even promise someone money based on a promise you have from someone else. If someone tells you: “Ezra, come to my office tomorrow at 9am and pick Sh30K”don’t go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.
#Money Mistakes 3:

If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their ‘relatives’ so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That’s why I’ve learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.
#Money Mistake 4:

When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.
#Money Mistake 5:

Keeping your seed instead of planting it. Many people stop at saving. It’s very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That’s why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.
#Money Mistake 6:

Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person’s friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.
#Money Mistake 7:

Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it’s self-explanatory.
#Money Mistake 8:

Avoid keeping money you don’t intend to use in the short-term within easy reach. For instance, don’t walk with Sh100K in your pocket when all you plan to do in a day costs Sh20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don’t want to lose it, put it away in a safe place.
#Money Mistake 9:

Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus … impulse buying is a devil that will keep you busy!
#Money Mistake 10:

Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

#Money Mistake 11:

Paying an amount for something that’s not the minimum you can get that same value for. In other words, if you are along Tom Mboya Street and you pay Sh5K for a shoe that you can get at Sh3K at Muthurwa, that’s a money mistake except for those who have achieved financial freedom.

#Money Mistake 12:

Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not Jesus. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live within the boundaries of reality.

#Money Mistake 13:

Consistently spending all you earn or more than you earn. It’s like having a drum where you have an inlet that’s smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

#Money Mistake 14:

Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there’s money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She’s disgruntled and she doesn’t seem to see herself earning from the land in the near future. Now, let’s ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

Set Daily Goals

Elbert Hubbard said: “The world is moving so fast these days that the man who says it can’t be done is generally interrupted by someone already doing it.” —

Now this is what Sodunke Ajibola Yusuf has to say;
You can’t get anywhere by sitting on the bench, get up and get going…

Even if you have to crawl or take baby steps … at least you’ll be moving closer to your dreams and the exact places where you want to be.
Do something each day that will take you closer to your dreams, no matter how small …

the consistency on the long run will be worth it and you will be glad you kept up with little activities here and there .

Like the youruba’s will say ” Ekan Ojo loń di agbara”

That is: little drops of rain turns to that mighty flood you’re looking at.
So set your daily goals of your own personal little drops of rain ☔️

That will lead to your own personal mighty flood(your dreams) 👌🏻

Letter to Nigerian Youths

Janet writes …….

LETTER TO NIGERIAN YOUTHS!
Throw Away That Degree Otherwise You Will Die Poor
Most of the educated people in Nigeria are poor. Majority of the educated earn less than N55,000 for a salary before tax and other deductions. When the deductions are put into consideration, the net salary comes to around N50,000. The net salary then suffers from loan deductions of up to N15,000 leaving the salary at around N35,000. The landlord then demands for his N15,000 and monthly shopping takes away N10,000 leaving one with a N10,000. The bus will demand for N300 going to and from work and relatives get another N2,500. The whole salary is gone and borrowed money starts operating. The borrowed money includes short loans and salary advances.
The difference between poverty and prosperity is property. A prosperous person has property to his name while a poverty stricken person has no property to show. Using this understanding, therefore, most of the degree holders are poverty stricken, borrowing money to buy chicken and chips, pizza, and a car.
The biggest excuse for getting paid such low amounts of money and having to sit and work for another person for 30 days is THE DEGREE that one possesses and that’s all. This has made most of the degree holders very poor to poverty stricken and will die that way most likely. A degree holder does not know how to generate money unless that money is generated for the employer. A degree holder is so dependent on the salary that he can do anything to get a job but will not think of starting a business of his own to employ others.
Interesting Facts!
1. A degree holder is not prepared to sell chips but is very happy to work for hungry lion (companies).
2. A degree holder is not prepared to sell popcorn in the street but is very happy to work for Dangote outlet in the city and mum river-sides.
3. A degree holder is not prepared to sell second hand clothes but is very happy to be employed by Zenith Bank which the business of selling stocks and looking for customers in a scorching Sun.
4. A degree holder is not prepared to make N150,000 monthly doing his own business but is very happy to work at the till in a bank getting paid N25,000.
5. A degree holder is not prepared to start a company and grow it in two to three years but will spend three years searching for a job.
6. A degree holder is not prepared to sell food to students but will be happy to be reporting to a boss with no qualifications as Office Assistant as long as he is paid N30,000 for a salary.
7. A degree holder is so eager to get out of this country and work in another country than spend time to develop his own country.
8. A degree holder staying in a foreign land (Nigerian) is very keen to condemn Nigeria but never contributing to the development of this country.
9. A Nigerian degree holder would rather sweep the streets of London or USA than start a business to make money in her father land – others work in people’s homes doing some work (cleaners).
10. A degree holder in Nigeria will watch porn on his laptop but never sit to write a book using the same laptop to sell and make money.
11. A degree holder will blame the government for lack of jobs even after he was on government bursary for him to have his degree.
12. Nigeria is blessed with young people who have master’s degree and others are doctors in different technical fields such as IT and Engineering but all of them have failed to create a cartoon character or develop a movie from the same instead very happy to buy Tom and Jerry for their children thereby promoting American and UK.
A school I visit, there is a man that is of very humble background. He does not speak English but sells Coke, Fanta and Sprite at N80 each making a profit of N10 on each drink. He also sells chips at N50 making a profit of N17 on each portion. Not less than 80 students buy chips and a drink every single day. This means he makes a profit of N27 for a drink and chips and a total profit of N2,160 per day…every single day. In ten days he makes a profit of N21,600 in twenty days N43,200 and in thirty days N64,800.
The degree holder working in a bank at the till gets a salary of N45,000 every month.
Why are the degree holders poor?
Because they have decided to pride themselves in a degree and failed to think better than a man who does not have even a certificate to his name.
Degree holders spend their time liking articles on linkedIn and facebook but never have any care in the world to implement what they like. Poverty starts from the mind, a mind that just likes things but never to implement those things.
If you want to progress, keep that degree and start thinking better than someone without a degree. There’s no white collar Job anywhere bro!
Be prepared to get your hands dirty and work like an ox for your business. Your hard work will pay off.
Yours Sincerely. ..
Letter from a Concerned fr[truncated by WhatsApp]

Types of Salary

I saw this on someone’s LinkedIn page…it is both funny and thought provoking…👍🏾👍🏾👍🏾
*What is your Salary?* Please be Sincere.…
Sorry, I am not interested in the amount but the type of salary.
My friend, there are different types of salaries…
You will not understand unless you read to the end.
There is no average income.
The rich are becoming richer, while the poor are getting poorer.
There is no middle class ‘cos it has completely disappeared.
Salary, is a specific amount of money that an employee is paid for work done.
The big question is Which type do you earn?
1. *Onion Salary:* – You grab it, you open it, and you cry.
2. *Storm Salary:* – You don’t know when it’s coming or going.
3. *Menstrual Salary:* – It comes once a month and lasts only four days.
4. *Magic Salary:* – You touch it and it disappears.
5. *Amnesia Salary:* – You can’t remember what you spent it on.
6. *Time Travelling Salary:* – You spend it paying various debts even before you collect it.
7. *Active Salary* – Once you stop working, it stops.
RESIDUAL INCOME – You work once, and it keeps paying you over and over and over again even AFTER you have stopped working.
Whether it’s magic salary, amnesia salary or onion salary, the moment it STOPS coming, your life becomes unbearable.
Financial LITERACY is the tool needed to TRANSFORM your salary to a RESIDUAL INCOME, so you can create financial freedom and time freedom.
ONLY YOUR INVESTMENT can keep you going even after all the onions, amnesty, traveling, active salaries have left you drenched.
Research had it that the poorest group of people in the world are Salary earners, next to beggars.
They live in a vicious cycle of poverty managed on 30 days. Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.
Salary Is a short term solution to a life time problem.
Salary alone cannot solve your money problems. You need multiple Sources of income to balance.
The tax returns form contains about 11 income streams, salary is just one.
Don’t live Your Life fishing with just one hook, there are many fishes in the ocean.
Salary is the MEDICINE for managing POVERTY, not the CURE. Only your BUSINESS or INVESTMENT Cures Poverty.
Most investors are not salary earners.
The difference between those beggars on the street and salary earners is one month’s salary.
Truncate the flow of their salary for one month and you would realize majority belong to the lower class.
If you divide your salary by the rate of exchange, you Will discover that you are poorer, relative to when you started work.
Or divide your salary per annum by 2,000 hours to know what your one hour is worth.
If you do not have 3 months salary in savings, you are already poor.
Being a salary earner is a mentality, break it!
Your worth Is far more than your salary.
Salary Is the value someone has put on your effort, How much do you value yourself?
You can’t increase in value, unless you VALUE yourself differently.
Life Is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable.
Most salary earners end up poor in the long and short term.
I therefore urge every one of us to be FINANCIALLY INTELLIGENT, FINANCIALLY LITERATE and TRAIN OUR EYES TO SEE OPPORTUNITIES IN PROBLEMS. Delve into entrepreneurship because Salary is a lifetime disappointment.
Being a salary earner or investor is a decision. Life Will not change until you decide.
Make the MOVE!!!

Ideas….

Kayla writes …….

Ideas on what you dreamt of, will definitely take you to your dream land.
Dreaming is not enough!

Get knowledge/idea.
The idea will come first before determination to pursue the concept/dream.
Eg. You have a dream of being a Lawyer and you don’t have idea of what it takes to be Lawyer. Such person will end up losing his/her dream.
Your dream will come through, if you have the idea of achieving those dreams.
Idea is the knowledge that you need to achieve a dream. The idea sometime comes tru information or training.

Dreams + Ideas =success and success will get you the money.

Don’t go to bed unless you’ve made money 👌🏻

Someone just posted this… It made sense to me … I hope it does to you too🤔

*Food for thought*